Call reports 2019
FARMERS STATE BANK — 2019
What FARMERS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 35,932,000 | 36,561,000 | 36,239,000 | 36,190,000 |
| Total loans | 24,650,000 | 24,651,000 | 24,872,000 | 24,748,000 |
| Allowance for loan losses | 336,000 | 344,000 | 350,000 | 350,000 |
| Securities available for sale | 8,974,000 | 8,961,000 | 8,998,000 | 8,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,216,000 | 28,758,000 | 27,188,000 | 27,534,000 |
| Interest-bearing deposits | 23,628,000 | 23,595,000 | 22,770,000 | 22,590,000 |
| Noninterest-bearing deposits | 4,588,000 | 5,163,000 | 4,417,000 | 4,944,000 |
| Equity capital | 3,819,000 | 3,976,000 | 4,109,000 | 4,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 395,000 | 788,000 | 1,203,000 | 1,622,000 |
| Interest expense | 78,000 | 171,000 | 265,000 | 353,000 |
| Net interest income | 317,000 | 617,000 | 938,000 | 1,269,000 |
| Noninterest income | 39,000 | 85,000 | 133,000 | 168,000 |
| Noninterest expense | 275,000 | 570,000 | 859,000 | 1,139,000 |
| Provision for loan losses | 0 | 13,000 | 19,000 | 18,000 |
| Pretax income | 81,000 | 119,000 | 193,000 | 280,000 |
| Income tax | 0 | -1,000 | 7,000 | 13,000 |
| Net income | 81,000 | 120,000 | 186,000 | 267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,835,000 | 3,873,000 | 3,929,000 | 3,946,000 |
| Total capital | 4,159,000 | 4,197,000 | 4,258,000 | 4,271,000 |
| Risk-weighted assets | 25,851,000 | 25,926,000 | 26,177,000 | 26,084,000 |