Call reports 2018
FARMERS STATE BANK — 2018
What FARMERS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 37,363,000 | 37,964,000 | 37,660,000 | 36,608,000 |
| Total loans | 24,498,000 | 25,079,000 | 24,966,000 | 25,007,000 |
| Allowance for loan losses | 372,000 | 374,000 | 371,000 | 360,000 |
| Securities available for sale | 10,001,000 | 10,221,000 | 9,820,000 | 9,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,632,000 | 31,471,000 | 30,468,000 | 28,982,000 |
| Interest-bearing deposits | 26,313,000 | 25,595,000 | 25,151,000 | 23,698,000 |
| Noninterest-bearing deposits | 5,319,000 | 5,876,000 | 5,316,000 | 5,284,000 |
| Equity capital | 3,370,000 | 3,451,000 | 3,505,000 | 3,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 385,000 | 789,000 | 1,217,000 | 1,635,000 |
| Interest expense | 66,000 | 144,000 | 213,000 | 289,000 |
| Net interest income | 319,000 | 645,000 | 1,004,000 | 1,346,000 |
| Noninterest income | 32,000 | 126,000 | 201,000 | 249,000 |
| Noninterest expense | 268,000 | 586,000 | 869,000 | 1,192,000 |
| Provision for loan losses | 19,000 | 32,000 | 57,000 | 67,000 |
| Pretax income | 64,000 | 153,000 | 279,000 | 336,000 |
| Income tax | 0 | 10,000 | 12,000 | 10,000 |
| Net income | 64,000 | 143,000 | 267,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,520,000 | 3,608,000 | 3,733,000 | 3,787,000 |
| Total capital | 3,842,000 | 3,948,000 | 4,065,000 | 4,113,000 |
| Risk-weighted assets | 25,691,000 | 27,047,000 | 26,562,000 | 26,198,000 |