Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 36,639,000 | 35,936,000 | 36,567,000 | 37,099,000 |
| Total loans | 23,014,000 | 23,876,000 | 24,872,000 | 24,734,000 |
| Allowance for loan losses | 320,000 | 601,000 | 345,000 | 352,000 |
| Securities available for sale | 9,357,000 | 9,328,000 | 8,982,000 | 8,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,206,000 | 29,653,000 | 29,697,000 | 30,656,000 |
| Interest-bearing deposits | 25,862,000 | 25,020,000 | 25,127,000 | 25,769,000 |
| Noninterest-bearing deposits | 4,343,000 | 4,633,000 | 4,569,000 | 4,887,000 |
| Equity capital | 3,597,000 | 3,367,000 | 3,411,000 | 3,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 762,000 | 1,123,000 | 1,537,000 |
| Interest expense | 55,000 | 109,000 | 161,000 | 215,000 |
| Net interest income | 316,000 | 653,000 | 962,000 | 1,322,000 |
| Noninterest income | 32,000 | 76,000 | 114,000 | 148,000 |
| Noninterest expense | 276,000 | 605,000 | 844,000 | 1,097,000 |
| Provision for loan losses | 0 | 285,000 | 296,000 | 311,000 |
| Pretax income | 72,000 | -147,000 | -50,000 | 44,000 |
| Income tax | 3,000 | 0 | 0 | 0 |
| Net income | 69,000 | -147,000 | -50,000 | 44,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,449,000 | 3,150,000 | 3,242,000 | 3,304,000 |
| Total capital | 3,764,000 | 3,470,000 | 3,565,000 | 3,622,000 |
| Risk-weighted assets | 25,216,000 | 25,316,000 | 25,736,000 | 25,415,000 |