Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 35,312,000 | 34,504,000 | 34,820,000 | 36,493,000 |
| Total loans | 20,419,000 | 20,989,000 | 21,336,000 | 22,590,000 |
| Allowance for loan losses | 302,000 | 302,000 | 307,000 | 320,000 |
| Securities available for sale | 10,908,000 | 10,231,000 | 9,819,000 | 9,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,578,000 | 27,874,000 | 28,289,000 | 30,157,000 |
| Interest-bearing deposits | 25,059,000 | 23,674,000 | 24,301,000 | 25,876,000 |
| Noninterest-bearing deposits | 5,519,000 | 4,200,000 | 3,988,000 | 4,282,000 |
| Equity capital | 3,321,000 | 3,322,000 | 3,457,000 | 3,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 345,000 | 704,000 | 1,076,000 | 1,463,000 |
| Interest expense | 43,000 | 85,000 | 130,000 | 184,000 |
| Net interest income | 302,000 | 619,000 | 946,000 | 1,279,000 |
| Noninterest income | 35,000 | 71,000 | 110,000 | 145,000 |
| Noninterest expense | 254,000 | 513,000 | 772,000 | 1,046,000 |
| Provision for loan losses | 1,000 | 1,000 | 6,000 | 18,000 |
| Pretax income | 82,000 | 176,000 | 278,000 | 360,000 |
| Income tax | -3,000 | -3,000 | 12,000 | 16,000 |
| Net income | 85,000 | 179,000 | 266,000 | 344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,215,000 | 3,309,000 | 3,396,000 | 3,445,000 |
| Total capital | 3,486,000 | 3,601,000 | 3,700,000 | 3,760,000 |
| Risk-weighted assets | 22,919,000 | 23,356,000 | 24,341,000 | 25,154,000 |