Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 31,946,000 | 32,536,000 | 33,748,000 | 35,545,000 |
| Total loans | 16,296,000 | 16,519,000 | 16,660,000 | 16,682,000 |
| Allowance for loan losses | 291,000 | 294,000 | 296,000 | 297,000 |
| Securities available for sale | 10,973,000 | 11,226,000 | 12,446,000 | 12,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,688,000 | 27,247,000 | 28,351,000 | 30,221,000 |
| Interest-bearing deposits | 23,213,000 | 23,952,000 | 24,689,000 | 26,236,000 |
| Noninterest-bearing deposits | 3,475,000 | 3,295,000 | 3,662,000 | 3,985,000 |
| Equity capital | 3,321,000 | 3,382,000 | 3,458,000 | 3,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 365,000 | 726,000 | 1,082,000 | 1,436,000 |
| Interest expense | 77,000 | 146,000 | 213,000 | 279,000 |
| Net interest income | 288,000 | 580,000 | 869,000 | 1,157,000 |
| Noninterest income | 43,000 | 89,000 | 135,000 | 174,000 |
| Noninterest expense | 215,000 | 461,000 | 714,000 | 1,008,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 111,000 | 203,000 | 285,000 | 318,000 |
| Income tax | 5,000 | 20,000 | 23,000 | 25,000 |
| Net income | 106,000 | 183,000 | 262,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,130,000 | 3,173,000 | 3,249,000 | 3,209,000 |
| Total capital | 3,372,000 | 3,410,000 | 3,487,000 | 3,448,000 |
| Risk-weighted assets | 18,520,000 | 18,910,000 | 19,013,000 | 19,094,000 |