Call reports 2021
NORWAY SAVINGS BANK — 2021
What NORWAY SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,596,569,000 | 1,654,388,000 | 1,711,582,000 | 1,757,254,000 |
| Total loans | 1,119,525,000 | 1,084,735,000 | 1,080,055,000 | 1,087,908,000 |
| Allowance for loan losses | 9,766,000 | 9,417,000 | 9,413,000 | 9,140,000 |
| Securities available for sale | 227,608,000 | 265,873,000 | 279,780,000 | 348,767,000 |
| Securities held to maturity | 8,834,000 | 9,776,000 | 9,730,000 | 9,641,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,354,648,000 | 1,404,503,000 | 1,461,433,000 | 1,495,407,000 |
| Interest-bearing deposits | 898,048,000 | 934,308,000 | 962,804,000 | 1,007,100,000 |
| Noninterest-bearing deposits | 456,600,000 | 470,195,000 | 498,629,000 | 488,307,000 |
| Equity capital | 214,221,000 | 224,042,000 | 225,118,000 | 232,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 14,118,000 | 28,276,000 | 42,368,000 | 56,567,000 |
| Interest expense | 526,000 | 983,000 | 1,439,000 | 1,889,000 |
| Net interest income | 13,592,000 | 27,293,000 | 40,929,000 | 54,678,000 |
| Noninterest income | 2,213,000 | 4,186,000 | 6,555,000 | 8,843,000 |
| Noninterest expense | 11,111,000 | 22,007,000 | 33,546,000 | 46,203,000 |
| Provision for loan losses | 0 | -300,000 | -400,000 | -700,000 |
| Pretax income | 9,324,000 | 18,839,000 | 21,659,000 | 32,021,000 |
| Income tax | 1,997,000 | 4,033,000 | 4,692,000 | 6,656,000 |
| Net income | 7,327,000 | 14,806,000 | 16,967,000 | 25,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,588,000 | 219,067,000 | 221,228,000 | 229,626,000 |