Call reports 2017
NORWAY SAVINGS BANK — 2017
What NORWAY SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,092,763,000 | 1,109,776,000 | 1,131,897,000 | 1,134,345,000 |
| Total loans | 884,215,000 | 908,707,000 | 910,153,000 | 926,772,000 |
| Allowance for loan losses | 8,308,000 | 8,290,000 | 8,050,000 | 8,027,000 |
| Securities available for sale | 89,686,000 | 89,900,000 | 94,368,000 | 94,247,000 |
| Securities held to maturity | 2,468,000 | 2,458,000 | 2,337,000 | 2,262,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 896,975,000 | 896,459,000 | 923,709,000 | 923,157,000 |
| Interest-bearing deposits | 657,534,000 | 649,345,000 | 659,152,000 | 672,597,000 |
| Noninterest-bearing deposits | 239,441,000 | 247,114,000 | 264,557,000 | 250,560,000 |
| Equity capital | 156,387,000 | 158,782,000 | 161,892,000 | 165,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,851,000 | 21,827,000 | 33,226,000 | 44,751,000 |
| Interest expense | 610,000 | 1,255,000 | 1,916,000 | 2,560,000 |
| Net interest income | 10,241,000 | 20,572,000 | 31,310,000 | 42,191,000 |
| Noninterest income | 2,148,000 | 4,352,000 | 6,151,000 | 8,033,000 |
| Noninterest expense | 9,247,000 | 18,472,000 | 27,732,000 | 41,988,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 225,000 |
| Pretax income | 5,706,000 | 9,106,000 | 12,645,000 | 11,586,000 |
| Income tax | 1,975,000 | 3,170,000 | 4,410,000 | 2,897,000 |
| Net income | 3,731,000 | 5,936,000 | 8,235,000 | 8,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,259,000 | 153,464,000 | 155,763,000 | 155,639,000 |
| Total capital | 160,422,000 | 162,685,000 | 165,284,000 | 165,579,000 |
| Risk-weighted assets | 1,048,337,000 | 1,068,672,000 | 1,085,249,000 | 1,082,319,000 |