Call reports 2026
BLUE RIDGE BANK, NATIONAL ASSOCIATION — 2026
What BLUE RIDGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,395,630,000 | 2,310,031,000 |
| Total loans | 1,833,899,000 | 1,853,461,000 |
| Allowance for loan losses | 19,184,000 | 22,039,000 |
| Securities available for sale | 331,914,000 | 317,016,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,974,131,000 | 1,891,519,000 |
| Interest-bearing deposits | 1,501,007,000 | 1,466,049,000 |
| Noninterest-bearing deposits | 473,124,000 | 425,470,000 |
| Equity capital | 247,388,000 | 245,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 29,388,000 | 58,235,000 |
| Interest expense | 12,192,000 | 24,221,000 |
| Net interest income | 17,196,000 | 34,014,000 |
| Noninterest income | 1,897,000 | 3,234,000 |
| Noninterest expense | 18,144,000 | 33,437,000 |
| Provision for loan losses | -600,000 | 2,900,000 |
| Pretax income | 1,525,000 | 243,000 |
| Income tax | 363,000 | 103,000 |
| Net income | 1,162,000 | 140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 266,647,000 | 265,805,000 |
| Total capital | 286,488,000 | 287,818,000 |
| Risk-weighted assets | 1,739,598,000 | 1,759,790,000 |