Call reports 2021
BLUE RIDGE BANK, NATIONAL ASSOCIATION — 2021
What BLUE RIDGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,154,996,000 | 2,747,488,000 | 2,679,125,000 | 2,640,347,000 |
| Total loans | 2,426,995,000 | 2,006,855,000 | 1,941,256,000 | 1,929,520,000 |
| Allowance for loan losses | 13,402,000 | 13,007,000 | 12,614,000 | 12,120,000 |
| Securities available for sale | 276,728,000 | 261,309,000 | 360,098,000 | 371,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,166,768,000 | 2,198,751,000 | 2,207,455,000 | 2,301,283,000 |
| Interest-bearing deposits | 1,529,931,000 | 1,529,635,000 | 1,515,345,000 | 1,591,683,000 |
| Noninterest-bearing deposits | 636,837,000 | 669,116,000 | 692,110,000 | 709,600,000 |
| Equity capital | 262,014,000 | 289,335,000 | 286,960,000 | 290,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 22,554,000 | 56,311,000 | 80,036,000 | 103,406,000 |
| Interest expense | 1,929,000 | 4,410,000 | 6,396,000 | 8,437,000 |
| Net interest income | 20,625,000 | 51,901,000 | 73,640,000 | 94,969,000 |
| Noninterest income | 15,485,000 | 50,890,000 | 62,098,000 | 78,340,000 |
| Noninterest expense | 29,409,000 | 59,143,000 | 82,177,000 | 106,752,000 |
| Provision for loan losses | 0 | 0 | 0 | 117,000 |
| Pretax income | 6,701,000 | 43,648,000 | 53,561,000 | 66,296,000 |
| Income tax | 1,330,000 | 9,137,000 | 11,483,000 | 15,077,000 |
| Net income | 5,362,000 | 34,506,000 | 42,077,000 | 51,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 223,428,000 | 257,994,000 | 255,997,000 | 260,896,000 |
| Total capital | 236,932,000 | 271,353,000 | 269,123,000 | 273,978,000 |
| Risk-weighted assets | 1,733,448,000 | 1,949,272,000 | 2,047,017,000 | 2,088,366,000 |