Call reports 2019
BLUE RIDGE BANK, NATIONAL ASSOCIATION — 2019
What BLUE RIDGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 574,071,000 | 720,982,000 | 735,300,000 | 959,563,000 |
| Total loans | 466,697,000 | 514,205,000 | 541,134,000 | 702,480,000 |
| Allowance for loan losses | 3,744,000 | 4,054,000 | 4,405,000 | 4,572,000 |
| Securities available for sale | 37,419,000 | 130,283,000 | 121,740,000 | 108,571,000 |
| Securities held to maturity | 15,533,000 | 15,204,000 | 13,117,000 | 12,192,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 441,157,000 | 514,158,000 | 529,534,000 | 722,965,000 |
| Interest-bearing deposits | 341,436,000 | 410,800,000 | 428,657,000 | 544,211,000 |
| Noninterest-bearing deposits | 99,721,000 | 103,358,000 | 100,877,000 | 178,754,000 |
| Equity capital | 55,083,000 | 57,778,000 | 65,200,000 | 100,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,670,000 | 14,285,000 | 22,379,000 | 30,773,000 |
| Interest expense | 1,645,000 | 3,906,000 | 6,412,000 | 8,810,000 |
| Net interest income | 5,025,000 | 10,379,000 | 15,967,000 | 21,963,000 |
| Noninterest income | 3,907,000 | 9,297,000 | 14,190,000 | 18,375,000 |
| Noninterest expense | 6,847,000 | 14,450,000 | 22,387,000 | 31,305,000 |
| Provision for loan losses | 295,000 | 895,000 | 1,465,000 | 1,742,000 |
| Pretax income | 1,790,000 | 4,331,000 | 6,391,000 | 7,742,000 |
| Income tax | 359,000 | 724,000 | 1,147,000 | 1,345,000 |
| Net income | 1,418,000 | 3,589,000 | 5,223,000 | 6,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,747,000 | 53,034,000 | 59,787,000 | 76,231,000 |
| Total capital | 54,491,000 | 57,088,000 | 64,192,000 | 80,803,000 |
| Risk-weighted assets | 427,642,000 | 476,350,000 | 497,514,000 | 675,511,000 |