Call reports 2018
BLUE RIDGE BANK, NATIONAL ASSOCIATION — 2018
What BLUE RIDGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 441,510,000 | 460,060,000 | 492,681,000 | 538,871,000 |
| Total loans | 353,364,000 | 377,256,000 | 404,391,000 | 444,101,000 |
| Allowance for loan losses | 2,950,000 | 3,118,000 | 3,222,000 | 3,580,000 |
| Securities available for sale | 38,793,000 | 38,532,000 | 36,264,000 | 38,047,000 |
| Securities held to maturity | 17,001,000 | 16,509,000 | 15,598,000 | 15,565,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,730,000 | 362,840,000 | 392,999,000 | 415,054,000 |
| Interest-bearing deposits | 292,636,000 | 295,436,000 | 303,913,000 | 326,793,000 |
| Noninterest-bearing deposits | 65,094,000 | 67,404,000 | 89,086,000 | 88,261,000 |
| Equity capital | 46,070,000 | 46,650,000 | 47,895,000 | 48,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,996,000 | 10,287,000 | 16,057,000 | 22,429,000 |
| Interest expense | 868,000 | 1,872,000 | 3,031,000 | 4,440,000 |
| Net interest income | 4,128,000 | 8,415,000 | 13,026,000 | 17,989,000 |
| Noninterest income | 1,880,000 | 3,926,000 | 7,021,000 | 10,145,000 |
| Noninterest expense | 4,126,000 | 8,571,000 | 14,100,000 | 20,218,000 |
| Provision for loan losses | 185,000 | 415,000 | 640,000 | 1,225,000 |
| Pretax income | 1,697,000 | 3,355,000 | 5,308,000 | 6,692,000 |
| Income tax | 343,000 | 699,000 | 1,099,000 | 1,352,000 |
| Net income | 1,342,000 | 2,649,000 | 4,201,000 | 5,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,142,000 | 43,912,000 | 44,744,000 | 45,231,000 |
| Total capital | 46,092,000 | 47,030,000 | 47,966,000 | 48,811,000 |
| Risk-weighted assets | 319,857,000 | 342,825,000 | 365,147,000 | 402,937,000 |