Call reports 2017
BLUE RIDGE BANK, NATIONAL ASSOCIATION — 2017
What BLUE RIDGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 400,327,000 | 400,818,000 | 406,301,000 | 423,339,000 |
| Total loans | 326,091,000 | 327,122,000 | 329,669,000 | 347,022,000 |
| Allowance for loan losses | 2,150,000 | 2,313,000 | 2,395,000 | 2,802,000 |
| Securities available for sale | 25,223,000 | 25,144,000 | 33,870,000 | 31,898,000 |
| Securities held to maturity | 12,644,000 | 12,121,000 | 13,237,000 | 13,206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,505,000 | 331,900,000 | 335,554,000 | 339,346,000 |
| Interest-bearing deposits | 273,543,000 | 271,128,000 | 276,474,000 | 278,474,000 |
| Noninterest-bearing deposits | 58,962,000 | 60,772,000 | 59,080,000 | 60,872,000 |
| Equity capital | 42,759,000 | 43,867,000 | 45,175,000 | 45,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,483,000 | 9,045,000 | 13,640,000 | 18,467,000 |
| Interest expense | 773,000 | 1,545,000 | 2,361,000 | 3,212,000 |
| Net interest income | 3,710,000 | 7,500,000 | 11,279,000 | 15,255,000 |
| Noninterest income | 1,466,000 | 3,797,000 | 5,909,000 | 7,631,000 |
| Noninterest expense | 4,021,000 | 7,876,000 | 11,740,000 | 15,743,000 |
| Provision for loan losses | 185,000 | 355,000 | 505,000 | 1,095,000 |
| Pretax income | 970,000 | 3,066,000 | 4,953,000 | 6,058,000 |
| Income tax | 287,000 | 964,000 | 1,563,000 | 2,209,000 |
| Net income | 683,000 | 2,102,000 | 3,390,000 | 3,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,630,000 | 41,682,000 | 43,030,000 | 42,325,000 |
| Total capital | 42,780,000 | 43,995,000 | 45,425,000 | 45,127,000 |
| Risk-weighted assets | 283,405,000 | 289,253,000 | 296,004,000 | 308,929,000 |