Call reports 2013
BLUE RIDGE BANK, NATIONAL ASSOCIATION — 2013
What BLUE RIDGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 217,894,000 | 216,017,000 | 211,242,000 | 214,004,000 |
| Total loans | 142,766,000 | 149,575,000 | 150,212,000 | 155,858,000 |
| Allowance for loan losses | 1,879,000 | 1,936,000 | 1,983,000 | 2,071,000 |
| Securities available for sale | 47,321,000 | 39,763,000 | 33,661,000 | 29,783,000 |
| Securities held to maturity | 15,189,000 | 15,061,000 | 15,761,000 | 15,412,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,404,000 | 163,955,000 | 163,769,000 | 168,598,000 |
| Interest-bearing deposits | 141,999,000 | 140,908,000 | 138,797,000 | 144,894,000 |
| Noninterest-bearing deposits | 22,404,000 | 23,046,000 | 24,971,000 | 23,704,000 |
| Equity capital | 17,798,000 | 17,754,000 | 18,203,000 | 18,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,979,000 | 3,993,000 | 6,082,000 | 8,252,000 |
| Interest expense | 403,000 | 786,000 | 1,178,000 | 1,572,000 |
| Net interest income | 1,576,000 | 3,207,000 | 4,904,000 | 6,680,000 |
| Noninterest income | 197,000 | 543,000 | 736,000 | 940,000 |
| Noninterest expense | 1,134,000 | 2,288,000 | 3,464,000 | 4,793,000 |
| Provision for loan losses | 100,000 | 170,000 | 220,000 | 310,000 |
| Pretax income | 539,000 | 1,321,000 | 1,960,000 | 2,533,000 |
| Income tax | 146,000 | 375,000 | 554,000 | 700,000 |
| Net income | 393,000 | 946,000 | 1,406,000 | 1,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,123,000 | 17,486,000 | 17,947,000 | 18,271,000 |
| Total capital | 18,675,000 | 19,088,000 | 19,573,000 | 19,933,000 |
| Risk-weighted assets | 123,817,000 | 127,803,000 | 129,717,000 | 132,567,000 |