Call reports 2011
BLUE RIDGE BANK, NATIONAL ASSOCIATION — 2011
What BLUE RIDGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 138,588,000 | 131,641,000 | 141,156,000 | 198,924,000 |
| Total loans | 103,836,000 | 102,712,000 | 109,032,000 | 126,616,000 |
| Allowance for loan losses | 1,260,000 | 1,301,000 | 1,418,000 | 1,457,000 |
| Securities available for sale | 13,269,000 | 12,730,000 | 16,619,000 | 47,731,000 |
| Securities held to maturity | 6,337,000 | 5,427,000 | 5,887,000 | 12,918,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,148,000 | 101,601,000 | 101,588,000 | 163,455,000 |
| Interest-bearing deposits | 85,194,000 | 81,890,000 | 80,710,000 | 143,119,000 |
| Noninterest-bearing deposits | 21,953,000 | 19,712,000 | 20,877,000 | 20,336,000 |
| Equity capital | 11,173,000 | 11,551,000 | 16,393,000 | 16,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,677,000 | 3,293,000 | 4,937,000 | 6,751,000 |
| Interest expense | 457,000 | 895,000 | 1,289,000 | 1,759,000 |
| Net interest income | 1,220,000 | 2,398,000 | 3,648,000 | 4,992,000 |
| Noninterest income | 169,000 | 347,000 | 538,000 | 683,000 |
| Noninterest expense | 915,000 | 1,784,000 | 2,683,000 | 3,726,000 |
| Provision for loan losses | 30,000 | 125,000 | 250,000 | 325,000 |
| Pretax income | 485,000 | 877,000 | 1,294,000 | 1,665,000 |
| Income tax | 129,000 | 228,000 | 337,000 | 417,000 |
| Net income | 356,000 | 649,000 | 957,000 | 1,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,062,000 | 11,355,000 | 16,156,000 | 15,840,000 |
| Total capital | 12,159,000 | 12,440,000 | 17,259,000 | 17,233,000 |
| Risk-weighted assets | 87,568,000 | 86,552,000 | 87,943,000 | 111,367,000 |