Call reports 2004
BLUE RIDGE BANK, NATIONAL ASSOCIATION — 2004
What BLUE RIDGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 83,036,000 | 85,901,000 | 90,134,000 | 88,427,000 |
| Total loans | 40,114,000 | 39,146,000 | 39,863,000 | 40,141,000 |
| Allowance for loan losses | 634,000 | 626,000 | 618,000 | 605,000 |
| Securities available for sale | 16,091,000 | 22,715,000 | 22,937,000 | 24,605,000 |
| Securities held to maturity | 14,106,000 | 16,443,000 | 16,479,000 | 15,778,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,021,000 | 80,610,000 | 84,444,000 | 81,761,000 |
| Interest-bearing deposits | 62,134,000 | 62,714,000 | 65,535,000 | 63,817,000 |
| Noninterest-bearing deposits | 15,887,000 | 17,896,000 | 18,909,000 | 17,944,000 |
| Equity capital | 4,739,000 | 5,100,000 | 5,468,000 | 5,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 932,000 | 1,898,000 | 2,930,000 | 3,972,000 |
| Interest expense | 243,000 | 486,000 | 727,000 | 970,000 |
| Net interest income | 689,000 | 1,412,000 | 2,203,000 | 3,002,000 |
| Noninterest income | 132,000 | 284,000 | 444,000 | 568,000 |
| Noninterest expense | 742,000 | 1,512,000 | 2,277,000 | 3,070,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 73,000 | 178,000 | 364,000 | 494,000 |
| Income tax | 3,000 | 18,000 | 63,000 | 87,000 |
| Net income | 70,000 | 160,000 | 301,000 | 407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,590,000 | 5,280,000 | 5,421,000 | 5,252,000 |
| Total capital | 5,078,000 | 5,768,000 | 5,925,000 | 5,766,000 |
| Risk-weighted assets | 38,872,000 | 38,924,000 | 40,211,000 | 41,061,000 |
Machine access — free, no API key
Every figure shown here about BLUE RIDGE BANK, NATIONAL ASSOCIATION — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.