Call reports 2019
KCB BANK — 2019
What KCB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 254,687,000 | 243,168,000 | 235,266,000 |
| Total loans | 205,761,000 | 200,360,000 | 193,134,000 |
| Allowance for loan losses | 2,191,000 | 2,188,000 | 2,276,000 |
| Securities available for sale | 28,179,000 | 25,807,000 | 24,206,000 |
| Securities held to maturity | 3,282,000 | 3,227,000 | 3,072,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 210,312,000 | 195,721,000 | 176,057,000 |
| Interest-bearing deposits | 163,617,000 | 142,435,000 | 125,405,000 |
| Noninterest-bearing deposits | 46,695,000 | 53,286,000 | 50,652,000 |
| Equity capital | 37,957,000 | 39,366,000 | 40,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 3,079,000 | 6,146,000 | 9,158,000 |
| Interest expense | 438,000 | 825,000 | 1,151,000 |
| Net interest income | 2,641,000 | 5,321,000 | 8,007,000 |
| Noninterest income | 113,000 | 384,000 | 683,000 |
| Noninterest expense | 1,735,000 | 3,434,000 | 5,581,000 |
| Provision for loan losses | 25,000 | 25,000 | 109,000 |
| Pretax income | 994,000 | 2,246,000 | 3,000,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 994,000 | 2,246,000 | 3,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 37,920,000 | 39,174,000 | 39,925,000 |
| Total capital | 40,111,000 | 41,362,000 | 42,201,000 |
| Risk-weighted assets | 208,238,000 | 200,856,000 | 195,973,000 |