Call reports 2017
KCB BANK — 2017
What KCB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 237,180,000 | 245,821,000 | 243,430,000 | 255,777,000 |
| Total loans | 163,278,000 | 171,650,000 | 176,928,000 | 190,717,000 |
| Allowance for loan losses | 2,034,000 | 2,102,000 | 2,178,000 | 2,157,000 |
| Securities available for sale | 55,552,000 | 55,076,000 | 46,303,000 | 43,785,000 |
| Securities held to maturity | 3,828,000 | 3,728,000 | 3,958,000 | 3,908,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,004,000 | 187,874,000 | 191,000,000 | 195,631,000 |
| Interest-bearing deposits | 143,847,000 | 140,326,000 | 135,010,000 | 138,207,000 |
| Noninterest-bearing deposits | 51,157,000 | 47,548,000 | 55,990,000 | 57,424,000 |
| Equity capital | 31,348,000 | 32,548,000 | 33,388,000 | 33,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,483,000 | 5,027,000 | 7,678,000 | 10,529,000 |
| Interest expense | 197,000 | 420,000 | 714,000 | 998,000 |
| Net interest income | 2,286,000 | 4,607,000 | 6,964,000 | 9,531,000 |
| Noninterest income | 277,000 | 592,000 | 890,000 | 1,163,000 |
| Noninterest expense | 1,614,000 | 3,230,000 | 4,954,000 | 6,811,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 225,000 |
| Pretax income | 874,000 | 1,819,000 | 2,678,000 | 3,661,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 874,000 | 1,819,000 | 2,678,000 | 3,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,052,000 | 31,996,000 | 32,854,000 | 33,838,000 |
| Total capital | 33,086,000 | 34,098,000 | 35,032,000 | 35,995,000 |
| Risk-weighted assets | 180,114,000 | 187,281,000 | 184,402,000 | 199,006,000 |