Call reports 2016
KCB BANK — 2016
What KCB BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 216,883,000 | 219,494,000 | 225,238,000 | 230,751,000 |
| Total loans | 131,328,000 | 144,261,000 | 147,886,000 | 154,589,000 |
| Allowance for loan losses | 1,835,000 | 1,833,000 | 1,885,000 | 1,960,000 |
| Securities available for sale | 60,176,000 | 58,261,000 | 58,342,000 | 56,459,000 |
| Securities held to maturity | 2,743,000 | 2,698,000 | 2,665,000 | 3,943,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,961,000 | 169,854,000 | 173,256,000 | 187,841,000 |
| Interest-bearing deposits | 136,737,000 | 129,598,000 | 126,392,000 | 130,019,000 |
| Noninterest-bearing deposits | 44,224,000 | 40,256,000 | 46,864,000 | 57,822,000 |
| Equity capital | 29,411,000 | 30,260,000 | 31,045,000 | 30,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,150,000 | 4,415,000 | 6,779,000 | 9,154,000 |
| Interest expense | 198,000 | 393,000 | 590,000 | 778,000 |
| Net interest income | 1,952,000 | 4,022,000 | 6,189,000 | 8,376,000 |
| Noninterest income | 212,000 | 508,000 | 838,000 | 1,128,000 |
| Noninterest expense | 1,623,000 | 3,234,000 | 4,837,000 | 6,473,000 |
| Provision for loan losses | 50,000 | 250,000 | 300,000 | 365,000 |
| Pretax income | 606,000 | 1,161,000 | 2,005,000 | 2,779,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 606,000 | 1,161,000 | 2,005,000 | 2,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,500,000 | 29,054,000 | 29,899,000 | 30,673,000 |
| Total capital | 30,335,000 | 30,887,000 | 31,784,000 | 32,633,000 |
| Risk-weighted assets | 147,740,000 | 158,703,000 | 164,062,000 | 171,850,000 |