Call reports 2015
KCB BANK — 2015
What KCB BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 215,856,000 | 201,045,000 | 205,933,000 | 209,870,000 |
| Total loans | 129,571,000 | 127,854,000 | 120,503,000 | 127,289,000 |
| Allowance for loan losses | 2,085,000 | 1,958,000 | 1,925,000 | 1,897,000 |
| Securities available for sale | 56,423,000 | 55,774,000 | 60,669,000 | 61,784,000 |
| Securities held to maturity | 2,903,000 | 2,863,000 | 2,830,000 | 2,775,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,474,000 | 167,063,000 | 171,527,000 | 174,237,000 |
| Interest-bearing deposits | 141,092,000 | 126,905,000 | 129,946,000 | 132,901,000 |
| Noninterest-bearing deposits | 41,382,000 | 40,158,000 | 41,581,000 | 41,336,000 |
| Equity capital | 27,703,000 | 27,771,000 | 28,651,000 | 29,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,152,000 | 4,299,000 | 6,469,000 | 8,522,000 |
| Interest expense | 189,000 | 361,000 | 529,000 | 711,000 |
| Net interest income | 1,963,000 | 3,938,000 | 5,940,000 | 7,811,000 |
| Noninterest income | 404,000 | 730,000 | 1,034,000 | 1,317,000 |
| Noninterest expense | 1,665,000 | 3,273,000 | 4,912,000 | 6,554,000 |
| Provision for loan losses | 100,000 | 125,000 | 180,000 | 180,000 |
| Pretax income | 644,000 | 1,313,000 | 1,925,000 | 2,437,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 644,000 | 1,313,000 | 1,925,000 | 2,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,611,000 | 27,280,000 | 27,892,000 | 28,404,000 |
| Total capital | 28,474,000 | 29,115,000 | 29,599,000 | 30,213,000 |
| Risk-weighted assets | 148,819,000 | 146,712,000 | 136,375,000 | 144,633,000 |