Call reports 2012
KCB BANK — 2012
What KCB BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 185,584,000 | 179,963,000 | 184,623,000 | 195,106,000 |
| Total loans | 102,478,000 | 101,014,000 | 105,695,000 | 117,937,000 |
| Allowance for loan losses | 2,013,000 | 1,999,000 | 1,921,000 | 2,039,000 |
| Securities available for sale | 56,345,000 | 64,503,000 | 60,373,000 | 57,744,000 |
| Securities held to maturity | 0 | 0 | 3,918,000 | 3,813,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,911,000 | 152,720,000 | 149,555,000 | 148,077,000 |
| Interest-bearing deposits | 115,256,000 | 115,207,000 | 105,757,000 | 105,589,000 |
| Noninterest-bearing deposits | 42,655,000 | 37,513,000 | 43,798,000 | 42,488,000 |
| Equity capital | 19,185,000 | 20,254,000 | 21,221,000 | 21,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,962,000 | 3,954,000 | 5,941,000 | 8,058,000 |
| Interest expense | 249,000 | 497,000 | 726,000 | 931,000 |
| Net interest income | 1,713,000 | 3,457,000 | 5,215,000 | 7,127,000 |
| Noninterest income | 277,000 | 600,000 | 934,000 | 1,248,000 |
| Noninterest expense | 1,194,000 | 2,484,000 | 3,748,000 | 5,195,000 |
| Provision for loan losses | 75,000 | 100,000 | 160,000 | 255,000 |
| Pretax income | 721,000 | 1,473,000 | 2,241,000 | 2,925,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 721,000 | 1,473,000 | 2,241,000 | 2,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,124,000 | 18,876,000 | 19,644,000 | 20,328,000 |
| Total capital | 19,547,000 | 20,312,000 | 21,152,000 | 21,985,000 |
| Risk-weighted assets | 113,220,000 | 114,347,000 | 120,265,000 | 132,155,000 |