Call reports 2011
KCB BANK — 2011
What KCB BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 157,898,000 | 158,069,000 | 163,441,000 | 172,521,000 |
| Total loans | 94,054,000 | 97,732,000 | 100,395,000 | 96,654,000 |
| Allowance for loan losses | 2,188,000 | 2,196,000 | 2,184,000 | 2,139,000 |
| Securities available for sale | 46,465,000 | 48,298,000 | 45,751,000 | 46,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,875,000 | 128,310,000 | 136,485,000 | 144,852,000 |
| Interest-bearing deposits | 110,820,000 | 107,007,000 | 109,806,000 | 105,444,000 |
| Noninterest-bearing deposits | 23,055,000 | 21,303,000 | 26,679,000 | 39,408,000 |
| Equity capital | 16,747,000 | 17,784,000 | 18,788,000 | 19,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,908,000 | 3,876,000 | 5,821,000 | 7,705,000 |
| Interest expense | 304,000 | 590,000 | 875,000 | 1,145,000 |
| Net interest income | 1,604,000 | 3,286,000 | 4,946,000 | 6,560,000 |
| Noninterest income | 212,000 | 439,000 | 686,000 | 940,000 |
| Noninterest expense | 1,262,000 | 2,525,000 | 3,699,000 | 5,009,000 |
| Provision for loan losses | 60,000 | 120,000 | 134,000 | 134,000 |
| Pretax income | 494,000 | 1,080,000 | 1,799,000 | 2,357,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 494,000 | 1,080,000 | 1,799,000 | 2,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,185,000 | 16,771,000 | 17,355,000 | 17,913,000 |
| Total capital | 17,477,000 | 18,112,000 | 18,710,000 | 19,235,000 |
| Risk-weighted assets | 102,455,000 | 106,386,000 | 107,566,000 | 104,923,000 |