Call reports 2005
KCB BANK — 2005
What KCB BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 119,389,000 | 115,761,000 | 117,785,000 | 120,618,000 |
| Total loans | 83,845,000 | 87,804,000 | 87,387,000 | 90,525,000 |
| Allowance for loan losses | 932,000 | 881,000 | 802,000 | 889,000 |
| Securities available for sale | 22,543,000 | 19,615,000 | 18,012,000 | 16,866,000 |
| Securities held to maturity | 739,000 | 739,000 | 724,000 | 726,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,573,000 | 91,683,000 | 90,688,000 | 93,853,000 |
| Interest-bearing deposits | 86,839,000 | 78,706,000 | 76,623,000 | 81,933,000 |
| Noninterest-bearing deposits | 12,735,000 | 12,976,000 | 14,065,000 | 11,920,000 |
| Equity capital | 9,601,000 | 10,260,000 | 10,639,000 | 10,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,642,000 | 3,386,000 | 5,199,000 | 7,044,000 |
| Interest expense | 522,000 | 1,051,000 | 1,618,000 | 2,310,000 |
| Net interest income | 1,120,000 | 2,335,000 | 3,581,000 | 4,734,000 |
| Noninterest income | 192,000 | 457,000 | 773,000 | 904,000 |
| Noninterest expense | 935,000 | 1,798,000 | 2,845,000 | 3,807,000 |
| Provision for loan losses | 75,000 | 160,000 | 250,000 | 350,000 |
| Pretax income | 302,000 | 834,000 | 1,259,000 | 1,481,000 |
| Income tax | 245,000 | 245,000 | 245,000 | 245,000 |
| Net income | 57,000 | 589,000 | 1,014,000 | 1,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,797,000 | 10,329,000 | 10,754,000 | 10,976,000 |
| Total capital | 10,729,000 | 11,210,000 | 11,556,000 | 11,865,000 |
| Risk-weighted assets | 84,122,000 | 86,504,000 | 87,073,000 | 90,930,000 |
Machine access — free, no API key
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