Call reports 2004
KCB BANK — 2004
What KCB BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 101,119,000 | 99,414,000 | 102,883,000 | 110,162,000 |
| Total loans | 73,725,000 | 74,684,000 | 78,011,000 | 80,595,000 |
| Allowance for loan losses | 788,000 | 755,000 | 873,000 | 948,000 |
| Securities available for sale | 19,648,000 | 17,486,000 | 17,766,000 | 17,599,000 |
| Securities held to maturity | 911,000 | 910,000 | 779,000 | 779,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,306,000 | 80,265,000 | 74,714,000 | 89,987,000 |
| Interest-bearing deposits | 70,649,000 | 68,895,000 | 62,853,000 | 78,964,000 |
| Noninterest-bearing deposits | 11,657,000 | 11,370,000 | 11,861,000 | 11,023,000 |
| Equity capital | 9,293,000 | 9,186,000 | 9,606,000 | 9,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,424,000 | 2,887,000 | 4,348,000 | 5,893,000 |
| Interest expense | 375,000 | 751,000 | 1,138,000 | 1,571,000 |
| Net interest income | 1,049,000 | 2,136,000 | 3,210,000 | 4,322,000 |
| Noninterest income | 195,000 | 411,000 | 866,000 | 1,144,000 |
| Noninterest expense | 871,000 | 1,726,000 | 2,638,000 | 3,626,000 |
| Provision for loan losses | 103,000 | 155,000 | 320,000 | 410,000 |
| Pretax income | 270,000 | 666,000 | 1,118,000 | 1,430,000 |
| Income tax | 93,000 | 238,000 | 390,000 | 502,000 |
| Net income | 177,000 | 428,000 | 728,000 | 928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,179,000 | 9,242,000 | 9,542,000 | 9,740,000 |
| Total capital | 9,967,000 | 9,997,000 | 10,415,000 | 10,688,000 |
| Risk-weighted assets | 73,692,000 | 73,892,000 | 75,944,000 | 80,540,000 |
Machine access — free, no API key
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