Call reports 2025
FCB BANKS — 2025
What FCB BANKS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,510,982,000 | 2,599,658,000 | 2,612,067,000 | 2,595,483,000 |
| Total loans | 1,931,202,000 | 1,941,362,000 | 1,944,541,000 | 2,013,655,000 |
| Allowance for loan losses | 20,384,000 | 20,540,000 | 20,807,000 | 21,214,000 |
| Securities available for sale | 312,868,000 | 357,277,000 | 472,467,000 | 465,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,080,369,000 | 2,150,487,000 | 2,236,109,000 | 2,207,469,000 |
| Interest-bearing deposits | 1,791,543,000 | 1,841,712,000 | 1,939,089,000 | 1,908,367,000 |
| Noninterest-bearing deposits | 288,826,000 | 308,775,000 | 297,020,000 | 299,102,000 |
| Equity capital | 198,752,000 | 200,733,000 | 206,847,000 | 211,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 32,051,000 | 65,774,000 | 101,068,000 | 136,936,000 |
| Interest expense | 14,961,000 | 29,915,000 | 44,705,000 | 59,015,000 |
| Net interest income | 17,090,000 | 35,859,000 | 56,363,000 | 77,921,000 |
| Noninterest income | 3,944,000 | 7,145,000 | 10,490,000 | 14,057,000 |
| Noninterest expense | 11,798,000 | 23,477,000 | 35,548,000 | 48,368,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,500,000 |
| Pretax income | 8,936,000 | 18,927,000 | 30,405,000 | 41,625,000 |
| Income tax | 84,000 | 177,000 | 269,000 | 358,000 |
| Net income | 8,852,000 | 18,750,000 | 30,136,000 | 41,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 205,952,000 | 205,076,000 | 209,258,000 | 211,046,000 |
| Total capital | 226,336,000 | 225,616,000 | 230,065,000 | 232,260,000 |
| Risk-weighted assets | 1,686,184,000 | 1,685,606,000 | 1,693,106,000 | 1,722,858,000 |