Call reports 2024
FCB BANKS — 2024
What FCB BANKS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,234,935,000 | 2,384,266,000 | 2,413,546,000 | 2,443,123,000 |
| Total loans | 1,818,967,000 | 1,845,800,000 | 1,888,190,000 | 1,901,577,000 |
| Allowance for loan losses | 18,615,000 | 18,978,000 | 19,146,000 | 20,098,000 |
| Securities available for sale | 286,718,000 | 278,367,000 | 327,547,000 | 331,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,825,408,000 | 1,961,347,000 | 1,966,532,000 | 1,986,582,000 |
| Interest-bearing deposits | 1,535,186,000 | 1,673,308,000 | 1,689,681,000 | 1,714,393,000 |
| Noninterest-bearing deposits | 290,222,000 | 288,039,000 | 276,851,000 | 272,189,000 |
| Equity capital | 176,743,000 | 180,959,000 | 191,177,000 | 189,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 25,344,000 | 52,741,000 | 82,352,000 | 113,671,000 |
| Interest expense | 12,083,000 | 25,161,000 | 39,161,000 | 53,982,000 |
| Net interest income | 13,261,000 | 27,580,000 | 43,191,000 | 59,689,000 |
| Noninterest income | 3,077,000 | 6,376,000 | 9,837,000 | 13,004,000 |
| Noninterest expense | 10,667,000 | 21,726,000 | 32,774,000 | 43,749,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,800,000 |
| Pretax income | 5,371,000 | 11,630,000 | 19,354,000 | 27,144,000 |
| Income tax | 69,000 | 152,000 | 254,000 | 264,000 |
| Net income | 5,302,000 | 11,478,000 | 19,100,000 | 26,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 192,010,000 | 194,074,000 | 198,067,000 | 200,134,000 |
| Total capital | 210,625,000 | 213,052,000 | 217,214,000 | 220,232,000 |
| Risk-weighted assets | 1,590,321,000 | 1,610,532,000 | 1,652,164,000 | 1,695,133,000 |