Call reports 2023
FCB BANKS — 2023
What FCB BANKS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,137,913,000 | 2,250,424,000 | 2,199,521,000 | 2,214,641,000 |
| Total loans | 1,626,791,000 | 1,699,252,000 | 1,749,223,000 | 1,792,741,000 |
| Allowance for loan losses | 15,983,000 | 16,639,000 | 17,282,000 | 18,295,000 |
| Securities available for sale | 426,124,000 | 391,222,000 | 384,838,000 | 329,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,756,179,000 | 1,860,385,000 | 1,771,719,000 | 1,798,995,000 |
| Interest-bearing deposits | 1,449,765,000 | 1,549,006,000 | 1,480,649,000 | 1,519,304,000 |
| Noninterest-bearing deposits | 306,414,000 | 311,379,000 | 291,070,000 | 279,691,000 |
| Equity capital | 160,257,000 | 159,098,000 | 158,932,000 | 174,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 19,226,000 | 40,236,000 | 63,064,000 | 87,372,000 |
| Interest expense | 6,811,000 | 15,323,000 | 25,286,000 | 36,564,000 |
| Net interest income | 12,415,000 | 24,913,000 | 37,778,000 | 50,808,000 |
| Noninterest income | 2,723,000 | 5,915,000 | 8,920,000 | 11,774,000 |
| Noninterest expense | 10,395,000 | 20,466,000 | 31,229,000 | 41,515,000 |
| Provision for loan losses | 300,000 | 900,000 | 1,500,000 | 2,600,000 |
| Pretax income | 4,070,000 | 8,642,000 | 13,149,000 | 17,647,000 |
| Income tax | 47,000 | -484,000 | -431,000 | -378,000 |
| Net income | 4,023,000 | 9,126,000 | 13,580,000 | 18,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 182,768,000 | 182,376,000 | 182,208,000 | 189,686,000 |
| Total capital | 198,751,000 | 199,015,000 | 199,490,000 | 207,981,000 |
| Risk-weighted assets | 1,493,803,000 | 1,531,345,000 | 1,561,499,000 | 1,589,166,000 |