Call reports 2022
FCB BANKS — 2022
What FCB BANKS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,036,207,000 | 2,093,594,000 | 2,049,822,000 | 2,111,560,000 |
| Total loans | 1,298,415,000 | 1,321,064,000 | 1,426,877,000 | 1,580,392,000 |
| Allowance for loan losses | 13,856,000 | 14,019,000 | 14,357,000 | 15,647,000 |
| Securities available for sale | 464,394,000 | 490,616,000 | 487,948,000 | 467,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,805,657,000 | 1,856,581,000 | 1,813,187,000 | 1,751,770,000 |
| Interest-bearing deposits | 1,486,186,000 | 1,531,358,000 | 1,483,361,000 | 1,434,546,000 |
| Noninterest-bearing deposits | 319,471,000 | 325,223,000 | 329,826,000 | 317,224,000 |
| Equity capital | 158,614,000 | 154,256,000 | 148,084,000 | 153,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 14,181,000 | 29,555,000 | 46,444,000 | 64,682,000 |
| Interest expense | 1,778,000 | 3,492,000 | 5,611,000 | 10,078,000 |
| Net interest income | 12,403,000 | 26,063,000 | 40,833,000 | 54,604,000 |
| Noninterest income | 3,574,000 | 7,143,000 | 9,943,000 | 12,596,000 |
| Noninterest expense | 9,631,000 | 19,516,000 | 29,183,000 | 38,973,000 |
| Provision for loan losses | 75,000 | 200,000 | 550,000 | 1,850,000 |
| Pretax income | 6,271,000 | 13,490,000 | 21,043,000 | 26,344,000 |
| Income tax | 2,081,000 | 2,500,000 | 2,929,000 | 3,506,000 |
| Net income | 4,190,000 | 10,990,000 | 18,114,000 | 22,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 173,384,000 | 176,059,000 | 179,479,000 | 181,424,000 |
| Total capital | 187,240,000 | 190,078,000 | 193,836,000 | 197,071,000 |
| Risk-weighted assets | 1,185,524,000 | 1,197,180,000 | 1,310,660,000 | 1,472,227,000 |