Call reports 2021
FCB BANKS — 2021
What FCB BANKS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,997,221,000 | 2,073,759,000 | 2,034,931,000 | 2,026,686,000 |
| Total loans | 1,395,872,000 | 1,350,094,000 | 1,331,387,000 | 1,290,093,000 |
| Allowance for loan losses | 12,596,000 | 12,711,000 | 12,844,000 | 13,756,000 |
| Securities available for sale | 254,281,000 | 268,347,000 | 309,871,000 | 400,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,760,225,000 | 1,833,466,000 | 1,782,505,000 | 1,785,260,000 |
| Interest-bearing deposits | 1,462,447,000 | 1,527,836,000 | 1,485,335,000 | 1,477,868,000 |
| Noninterest-bearing deposits | 297,778,000 | 305,630,000 | 297,170,000 | 307,392,000 |
| Equity capital | 163,657,000 | 168,762,000 | 173,808,000 | 172,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 15,045,000 | 29,958,000 | 44,966,000 | 60,395,000 |
| Interest expense | 3,130,000 | 5,897,000 | 8,416,000 | 10,640,000 |
| Net interest income | 11,915,000 | 24,061,000 | 36,550,000 | 49,755,000 |
| Noninterest income | 4,304,000 | 9,041,000 | 13,269,000 | 17,672,000 |
| Noninterest expense | 9,203,000 | 18,488,000 | 27,693,000 | 37,756,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 1,160,000 |
| Pretax income | 6,896,000 | 14,374,000 | 21,766,000 | 28,511,000 |
| Income tax | 1,818,000 | 3,793,000 | 5,710,000 | 7,523,000 |
| Net income | 5,078,000 | 10,581,000 | 16,056,000 | 20,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,680,000 | 164,209,000 | 169,712,000 | 170,669,000 |
| Total capital | 171,276,000 | 176,920,000 | 182,556,000 | 184,425,000 |
| Risk-weighted assets | 1,142,692,000 | 1,136,656,000 | 1,148,906,000 | 1,156,029,000 |