Call reports 2020
FCB BANKS — 2020
What FCB BANKS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,779,110,000 | 1,935,957,000 | 1,935,960,000 | 1,971,194,000 |
| Total loans | 1,357,969,000 | 1,390,809,000 | 1,424,131,000 | 1,411,890,000 |
| Allowance for loan losses | 11,333,000 | 11,351,000 | 11,605,000 | 12,471,000 |
| Securities available for sale | 163,452,000 | 232,880,000 | 283,734,000 | 255,016,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,474,747,000 | 1,634,079,000 | 1,624,236,000 | 1,667,713,000 |
| Interest-bearing deposits | 1,282,833,000 | 1,391,328,000 | 1,380,480,000 | 1,409,493,000 |
| Noninterest-bearing deposits | 191,914,000 | 242,751,000 | 243,756,000 | 258,220,000 |
| Equity capital | 156,175,000 | 160,625,000 | 163,958,000 | 164,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 16,506,000 | 32,241,000 | 48,438,000 | 64,306,000 |
| Interest expense | 4,969,000 | 9,159,000 | 13,061,000 | 16,735,000 |
| Net interest income | 11,537,000 | 23,082,000 | 35,377,000 | 47,571,000 |
| Noninterest income | 3,184,000 | 6,065,000 | 8,841,000 | 12,256,000 |
| Noninterest expense | 8,836,000 | 17,380,000 | 26,139,000 | 34,882,000 |
| Provision for loan losses | 150,000 | 375,000 | 650,000 | 1,625,000 |
| Pretax income | 5,735,000 | 11,392,000 | 17,429,000 | 23,320,000 |
| Income tax | 1,499,000 | 2,973,000 | 4,511,000 | 6,092,000 |
| Net income | 4,236,000 | 8,419,000 | 12,918,000 | 17,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,841,000 | 154,556,000 | 158,786,000 | 159,823,000 |
| Total capital | 162,174,000 | 165,907,000 | 170,391,000 | 172,294,000 |
| Risk-weighted assets | 1,105,787,000 | 1,128,738,000 | 1,160,090,000 | 1,151,606,000 |