Call reports 2019
FCB BANKS — 2019
What FCB BANKS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,633,546,000 | 1,695,399,000 | 1,681,608,000 | 1,749,595,000 |
| Total loans | 1,275,492,000 | 1,296,562,000 | 1,305,889,000 | 1,363,536,000 |
| Allowance for loan losses | 10,908,000 | 10,942,000 | 11,105,000 | 11,221,000 |
| Securities available for sale | 164,016,000 | 240,062,000 | 201,549,000 | 195,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,343,609,000 | 1,402,040,000 | 1,384,625,000 | 1,454,697,000 |
| Interest-bearing deposits | 1,174,830,000 | 1,231,984,000 | 1,210,572,000 | 1,269,377,000 |
| Noninterest-bearing deposits | 168,779,000 | 170,056,000 | 174,053,000 | 185,320,000 |
| Equity capital | 139,225,000 | 143,907,000 | 148,312,000 | 151,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 15,074,000 | 30,979,000 | 47,414,000 | 64,191,000 |
| Interest expense | 4,656,000 | 9,780,000 | 15,045,000 | 20,319,000 |
| Net interest income | 10,418,000 | 21,199,000 | 32,369,000 | 43,872,000 |
| Noninterest income | 2,413,000 | 5,171,000 | 8,379,000 | 11,777,000 |
| Noninterest expense | 8,034,000 | 16,165,000 | 24,273,000 | 32,925,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 250,000 |
| Pretax income | 4,797,000 | 10,205,000 | 16,325,000 | 22,474,000 |
| Income tax | 1,305,000 | 2,765,000 | 4,429,000 | 6,223,000 |
| Net income | 3,492,000 | 7,440,000 | 11,896,000 | 16,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,460,000 | 140,408,000 | 144,864,000 | 146,975,000 |
| Total capital | 147,368,000 | 151,350,000 | 155,969,000 | 158,196,000 |
| Risk-weighted assets | 1,015,898,000 | 1,039,388,000 | 1,052,844,000 | 1,120,608,000 |