Call reports 2016
FCB BANKS — 2016
What FCB BANKS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 840,767,000 | 847,172,000 | 850,246,000 | 874,441,000 |
| Total loans | 633,812,000 | 656,372,000 | 674,712,000 | 672,314,000 |
| Allowance for loan losses | 6,782,000 | 6,613,000 | 6,468,000 | 6,263,000 |
| Securities available for sale | 139,915,000 | 142,395,000 | 122,790,000 | 122,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 688,680,000 | 694,545,000 | 697,672,000 | 717,231,000 |
| Interest-bearing deposits | 610,621,000 | 613,598,000 | 615,303,000 | 631,600,000 |
| Noninterest-bearing deposits | 78,059,000 | 80,947,000 | 82,369,000 | 85,631,000 |
| Equity capital | 72,615,000 | 74,994,000 | 75,200,000 | 73,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,011,000 | 14,348,000 | 21,873,000 | 29,538,000 |
| Interest expense | 1,367,000 | 2,807,000 | 4,275,000 | 5,748,000 |
| Net interest income | 5,644,000 | 11,541,000 | 17,598,000 | 23,790,000 |
| Noninterest income | 1,396,000 | 3,002,000 | 4,579,000 | 6,187,000 |
| Noninterest expense | 4,084,000 | 8,277,000 | 12,569,000 | 16,925,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 2,906,000 | 6,226,000 | 9,568,000 | 13,012,000 |
| Income tax | 1,059,000 | 2,280,000 | 3,511,000 | 4,782,000 |
| Net income | 1,847,000 | 3,946,000 | 6,057,000 | 8,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,161,000 | 72,259,000 | 72,621,000 | 71,194,000 |
| Total capital | 76,562,000 | 78,812,000 | 79,089,000 | 77,457,000 |
| Risk-weighted assets | 511,693,000 | 524,153,000 | 534,499,000 | 541,450,000 |