Call reports 2015
FCB BANKS — 2015
What FCB BANKS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 749,377,000 | 766,620,000 | 764,909,000 | 780,426,000 |
| Total loans | 540,490,000 | 564,287,000 | 590,487,000 | 614,012,000 |
| Allowance for loan losses | 7,100,000 | 6,639,000 | 6,603,000 | 6,741,000 |
| Securities available for sale | 143,616,000 | 147,504,000 | 134,050,000 | 127,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 630,958,000 | 639,226,000 | 650,643,000 | 665,893,000 |
| Interest-bearing deposits | 561,557,000 | 570,240,000 | 578,045,000 | 592,824,000 |
| Noninterest-bearing deposits | 69,401,000 | 68,986,000 | 72,598,000 | 73,069,000 |
| Equity capital | 67,815,000 | 69,208,000 | 70,181,000 | 70,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,143,000 | 12,628,000 | 19,375,000 | 26,247,000 |
| Interest expense | 992,000 | 2,148,000 | 3,363,000 | 4,617,000 |
| Net interest income | 5,151,000 | 10,480,000 | 16,012,000 | 21,630,000 |
| Noninterest income | 1,471,000 | 2,812,000 | 4,197,000 | 5,472,000 |
| Noninterest expense | 3,968,000 | 8,163,000 | 11,944,000 | 15,908,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 450,000 |
| Pretax income | 2,504,000 | 4,979,000 | 8,115,000 | 10,742,000 |
| Income tax | 902,000 | 1,683,000 | 2,944,000 | 3,887,000 |
| Net income | 1,602,000 | 3,296,000 | 5,171,000 | 6,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,441,000 | 67,136,000 | 67,811,000 | 68,394,000 |
| Total capital | 71,001,000 | 72,880,000 | 73,846,000 | 74,495,000 |
| Risk-weighted assets | 443,265,000 | 458,609,000 | 482,219,000 | 487,431,000 |