Call reports 2012
FCB BANKS — 2012
What FCB BANKS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 632,277,000 | 635,295,000 | 638,894,000 | 637,454,000 |
| Total loans | 430,621,000 | 443,141,000 | 454,995,000 | 455,273,000 |
| Allowance for loan losses | 7,441,000 | 6,839,000 | 6,717,000 | 7,210,000 |
| Securities available for sale | 133,642,000 | 127,526,000 | 125,795,000 | 131,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 556,880,000 | 560,938,000 | 553,798,000 | 551,185,000 |
| Interest-bearing deposits | 501,430,000 | 502,769,000 | 495,655,000 | 491,791,000 |
| Noninterest-bearing deposits | 55,450,000 | 58,169,000 | 58,143,000 | 59,394,000 |
| Equity capital | 57,454,000 | 58,830,000 | 60,201,000 | 60,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,357,000 | 12,649,000 | 18,902,000 | 25,128,000 |
| Interest expense | 1,583,000 | 2,995,000 | 4,350,000 | 5,537,000 |
| Net interest income | 4,774,000 | 9,654,000 | 14,552,000 | 19,591,000 |
| Noninterest income | 1,263,000 | 2,067,000 | 3,132,000 | 4,079,000 |
| Noninterest expense | 3,329,000 | 6,974,000 | 10,461,000 | 14,297,000 |
| Provision for loan losses | 300,000 | 300,000 | 700,000 | 2,000,000 |
| Pretax income | 2,408,000 | 4,447,000 | 6,523,000 | 7,373,000 |
| Income tax | 928,000 | 1,693,000 | 2,476,000 | 2,772,000 |
| Net income | 1,480,000 | 2,754,000 | 4,047,000 | 4,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,634,000 | 55,907,000 | 57,200,000 | 57,754,000 |
| Total capital | 58,866,000 | 60,227,000 | 61,590,000 | 62,149,000 |
| Risk-weighted assets | 335,379,000 | 343,087,000 | 348,838,000 | 348,761,000 |