Call reports 2011
FCB BANKS — 2011
What FCB BANKS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 624,738,000 | 622,611,000 | 628,014,000 | 629,994,000 |
| Total loans | 448,570,000 | 444,383,000 | 442,326,000 | 442,237,000 |
| Allowance for loan losses | 7,650,000 | 7,043,000 | 7,148,000 | 7,450,000 |
| Securities available for sale | 89,023,000 | 102,724,000 | 92,809,000 | 133,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 557,746,000 | 554,490,000 | 556,298,000 | 554,331,000 |
| Interest-bearing deposits | 515,015,000 | 512,326,000 | 510,027,000 | 505,903,000 |
| Noninterest-bearing deposits | 42,731,000 | 42,164,000 | 46,271,000 | 48,428,000 |
| Equity capital | 52,998,000 | 54,172,000 | 55,323,000 | 55,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,694,000 | 13,373,000 | 20,009,000 | 26,537,000 |
| Interest expense | 1,986,000 | 3,866,000 | 5,678,000 | 7,413,000 |
| Net interest income | 4,708,000 | 9,507,000 | 14,331,000 | 19,124,000 |
| Noninterest income | 1,396,000 | 2,464,000 | 3,627,000 | 4,879,000 |
| Noninterest expense | 3,400,000 | 6,955,000 | 10,868,000 | 14,197,000 |
| Provision for loan losses | 125,000 | 125,000 | 500,000 | 1,700,000 |
| Pretax income | 2,579,000 | 4,891,000 | 6,590,000 | 8,106,000 |
| Income tax | 1,010,000 | 1,909,000 | 2,563,000 | 3,134,000 |
| Net income | 1,569,000 | 2,982,000 | 4,027,000 | 4,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,750,000 | 51,413,000 | 52,458,000 | 53,153,000 |
| Total capital | 54,883,000 | 55,692,000 | 56,761,000 | 57,415,000 |
| Risk-weighted assets | 343,000,000 | 339,572,000 | 341,422,000 | 337,811,000 |