Call reports 2014
FLORIDA TRADITIONS BANK — 2014
What FLORIDA TRADITIONS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 312,005,000 | 307,251,000 |
| Total loans | 248,785,000 | 255,600,000 |
| Allowance for loan losses | 4,835,000 | 4,532,000 |
| Securities available for sale | 13,277,000 | 12,641,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 277,715,000 | 272,624,000 |
| Interest-bearing deposits | 228,719,000 | 217,899,000 |
| Noninterest-bearing deposits | 48,996,000 | 54,725,000 |
| Equity capital | 29,371,000 | 30,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 3,417,000 | 6,897,000 |
| Interest expense | 506,000 | 997,000 |
| Net interest income | 2,911,000 | 5,900,000 |
| Noninterest income | 1,162,000 | 1,954,000 |
| Noninterest expense | 2,560,000 | 4,842,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,513,000 | 3,012,000 |
| Income tax | 555,000 | 1,109,000 |
| Net income | 958,000 | 1,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 29,371,000 | 29,137,000 |
| Total capital | 33,032,000 | 32,874,000 |
| Risk-weighted assets | 293,075,000 | 298,104,000 |