Call reports 2013
FLORIDA TRADITIONS BANK — 2013
What FLORIDA TRADITIONS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 280,580,000 | 287,030,000 | 296,251,000 | 295,784,000 |
| Total loans | 205,168,000 | 219,714,000 | 225,573,000 | 244,476,000 |
| Allowance for loan losses | 4,306,000 | 4,406,000 | 4,444,000 | 4,840,000 |
| Securities available for sale | 14,774,000 | 13,515,000 | 14,561,000 | 13,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,588,000 | 247,011,000 | 255,245,000 | 262,917,000 |
| Interest-bearing deposits | 204,494,000 | 210,609,000 | 215,963,000 | 222,823,000 |
| Noninterest-bearing deposits | 37,094,000 | 36,402,000 | 39,282,000 | 40,094,000 |
| Equity capital | 35,217,000 | 35,966,000 | 36,479,000 | 28,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,946,000 | 6,056,000 | 9,210,000 | 12,520,000 |
| Interest expense | 523,000 | 1,053,000 | 1,574,000 | 2,092,000 |
| Net interest income | 2,423,000 | 5,003,000 | 7,636,000 | 10,428,000 |
| Noninterest income | 625,000 | 2,034,000 | 2,467,000 | 3,556,000 |
| Noninterest expense | 2,177,000 | 4,622,000 | 6,841,000 | 9,234,000 |
| Provision for loan losses | 0 | 150,000 | 200,000 | 595,000 |
| Pretax income | 871,000 | 2,265,000 | 3,062,000 | 4,155,000 |
| Income tax | 318,000 | 828,000 | 1,113,000 | 1,500,000 |
| Net income | 553,000 | 1,437,000 | 1,949,000 | 2,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,198,000 | 34,988,000 | 35,183,000 | 28,419,000 |
| Total capital | 37,268,000 | 38,282,000 | 38,594,000 | 32,108,000 |
| Risk-weighted assets | 243,571,000 | 261,673,000 | 271,074,000 | 294,264,000 |