Call reports 2012
FLORIDA TRADITIONS BANK — 2012
What FLORIDA TRADITIONS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 261,440,000 | 253,958,000 | 257,276,000 | 276,353,000 |
| Total loans | 180,914,000 | 185,090,000 | 198,675,000 | 201,427,000 |
| Allowance for loan losses | 3,456,000 | 3,860,000 | 4,064,000 | 4,264,000 |
| Securities available for sale | 23,887,000 | 14,971,000 | 16,195,000 | 13,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,093,000 | 217,045,000 | 218,926,000 | 237,527,000 |
| Interest-bearing deposits | 193,687,000 | 189,952,000 | 190,932,000 | 198,273,000 |
| Noninterest-bearing deposits | 31,406,000 | 27,093,000 | 27,994,000 | 39,254,000 |
| Equity capital | 33,447,000 | 33,878,000 | 34,207,000 | 34,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,808,000 | 5,624,000 | 8,549,000 | 11,585,000 |
| Interest expense | 557,000 | 1,089,000 | 1,617,000 | 2,143,000 |
| Net interest income | 2,251,000 | 4,535,000 | 6,932,000 | 9,442,000 |
| Noninterest income | 445,000 | 949,000 | 1,366,000 | 2,127,000 |
| Noninterest expense | 1,847,000 | 3,689,000 | 5,640,000 | 7,890,000 |
| Provision for loan losses | 300,000 | 700,000 | 1,000,000 | 1,200,000 |
| Pretax income | 549,000 | 1,168,000 | 1,736,000 | 2,576,000 |
| Income tax | 196,000 | 414,000 | 614,000 | 917,000 |
| Net income | 353,000 | 754,000 | 1,122,000 | 1,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,465,000 | 33,092,000 | 33,596,000 | 33,348,000 |
| Total capital | 35,117,000 | 35,808,000 | 36,499,000 | 36,341,000 |
| Risk-weighted assets | 210,602,000 | 215,367,000 | 230,344,000 | 237,442,000 |