Call reports 2011
FLORIDA TRADITIONS BANK — 2011
What FLORIDA TRADITIONS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 217,767,000 | 221,206,000 | 240,120,000 | 240,989,000 |
| Total loans | 161,724,000 | 175,187,000 | 180,199,000 | 184,309,000 |
| Allowance for loan losses | 2,577,000 | 2,912,000 | 3,371,000 | 3,156,000 |
| Securities available for sale | 20,437,000 | 23,101,000 | 14,637,000 | 17,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,271,000 | 195,334,000 | 205,043,000 | 205,399,000 |
| Interest-bearing deposits | 169,672,000 | 172,901,000 | 183,086,000 | 181,454,000 |
| Noninterest-bearing deposits | 22,599,000 | 22,433,000 | 21,957,000 | 23,945,000 |
| Equity capital | 23,269,000 | 23,785,000 | 32,866,000 | 33,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,457,000 | 5,096,000 | 7,871,000 | 10,658,000 |
| Interest expense | 557,000 | 1,152,000 | 1,760,000 | 2,346,000 |
| Net interest income | 1,900,000 | 3,944,000 | 6,111,000 | 8,312,000 |
| Noninterest income | 161,000 | 338,000 | 509,000 | 820,000 |
| Noninterest expense | 1,329,000 | 2,727,000 | 4,311,000 | 6,008,000 |
| Provision for loan losses | 300,000 | 709,000 | 1,068,000 | 1,438,000 |
| Pretax income | 432,000 | 878,000 | 1,334,000 | 1,779,000 |
| Income tax | 167,000 | 342,000 | 518,000 | 691,000 |
| Net income | 265,000 | 536,000 | 816,000 | 1,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,673,000 | 22,120,000 | 31,362,000 | 31,788,000 |
| Total capital | 23,962,000 | 24,582,000 | 33,884,000 | 34,413,000 |
| Risk-weighted assets | 182,046,000 | 195,766,000 | 200,119,000 | 208,737,000 |