Call reports 2010
FLORIDA TRADITIONS BANK — 2010
What FLORIDA TRADITIONS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 179,696,000 | 189,616,000 | 197,651,000 | 193,725,000 |
| Total loans | 131,275,000 | 142,039,000 | 149,348,000 | 156,827,000 |
| Allowance for loan losses | 1,955,000 | 2,252,000 | 2,392,000 | 2,232,000 |
| Securities available for sale | 21,556,000 | 21,219,000 | 24,561,000 | 21,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,211,000 | 163,429,000 | 171,631,000 | 168,746,000 |
| Interest-bearing deposits | 129,658,000 | 141,765,000 | 152,310,000 | 150,099,000 |
| Noninterest-bearing deposits | 20,553,000 | 21,664,000 | 19,321,000 | 18,647,000 |
| Equity capital | 22,890,000 | 23,172,000 | 23,340,000 | 23,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,023,000 | 4,224,000 | 6,574,000 | 8,995,000 |
| Interest expense | 588,000 | 1,229,000 | 1,879,000 | 2,485,000 |
| Net interest income | 1,435,000 | 2,995,000 | 4,695,000 | 6,510,000 |
| Noninterest income | 114,000 | 288,000 | 410,000 | 548,000 |
| Noninterest expense | 1,211,000 | 2,442,000 | 3,705,000 | 4,974,000 |
| Provision for loan losses | 150,000 | 447,000 | 681,000 | 1,421,000 |
| Pretax income | 188,000 | 462,000 | 787,000 | 751,000 |
| Income tax | 78,000 | 188,000 | 315,000 | 312,000 |
| Net income | 110,000 | 274,000 | 472,000 | 439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,749,000 | 21,094,000 | 21,415,000 | 21,237,000 |
| Total capital | 22,639,000 | 23,126,000 | 23,530,000 | 23,459,000 |
| Risk-weighted assets | 150,338,000 | 161,605,000 | 168,126,000 | 176,977,000 |