Call reports 2009
FLORIDA TRADITIONS BANK — 2009
What FLORIDA TRADITIONS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 91,421,000 | 151,802,000 | 154,872,000 | 162,371,000 |
| Total loans | 63,348,000 | 112,712,000 | 115,669,000 | 124,842,000 |
| Allowance for loan losses | 875,000 | 1,025,000 | 1,205,000 | 1,855,000 |
| Securities available for sale | 11,352,000 | 10,238,000 | 11,475,000 | 14,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,788,000 | 120,718,000 | 124,492,000 | 131,873,000 |
| Interest-bearing deposits | 58,150,000 | 102,113,000 | 107,855,000 | 113,505,000 |
| Noninterest-bearing deposits | 12,638,000 | 18,605,000 | 16,637,000 | 18,368,000 |
| Equity capital | 18,945,000 | 23,107,000 | 23,052,000 | 22,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,007,000 | 2,364,000 | 4,215,000 | 6,127,000 |
| Interest expense | 350,000 | 839,000 | 1,416,000 | 1,971,000 |
| Net interest income | 657,000 | 1,525,000 | 2,799,000 | 4,156,000 |
| Noninterest income | 43,000 | 193,000 | 282,000 | 381,000 |
| Noninterest expense | 930,000 | 2,460,000 | 3,859,000 | 5,157,000 |
| Provision for loan losses | 150,000 | 300,000 | 480,000 | 1,130,000 |
| Pretax income | -380,000 | -996,000 | -1,212,000 | -1,704,000 |
| Income tax | -134,000 | -355,000 | -425,000 | -598,000 |
| Net income | -246,000 | -641,000 | -787,000 | -1,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,772,000 | 21,136,000 | 21,580,000 | 20,534,000 |
| Total capital | 18,647,000 | 22,161,000 | 22,785,000 | 22,336,000 |
| Risk-weighted assets | 77,066,000 | 128,628,000 | 132,994,000 | 143,352,000 |