Call reports 2011
DUPAGE NATIONAL BANK — 2011
What DUPAGE NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 79,026,000 | 80,425,000 | 71,449,000 | 66,431,000 |
| Total loans | 53,737,000 | 49,038,000 | 46,136,000 | 41,718,000 |
| Allowance for loan losses | 2,995,000 | 2,958,000 | 2,186,000 | 2,317,000 |
| Securities available for sale | 4,982,000 | 4,978,000 | 9,590,000 | 9,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,035,000 | 78,219,000 | 69,126,000 | 67,736,000 |
| Interest-bearing deposits | 58,555,000 | 59,475,000 | 53,490,000 | 54,492,000 |
| Noninterest-bearing deposits | 17,480,000 | 18,744,000 | 15,636,000 | 13,244,000 |
| Equity capital | 2,518,000 | 1,967,000 | 1,532,000 | -2,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 752,000 | 1,399,000 | 2,002,000 | 2,585,000 |
| Interest expense | 136,000 | 258,000 | 372,000 | 476,000 |
| Net interest income | 616,000 | 1,141,000 | 1,630,000 | 2,109,000 |
| Noninterest income | 265,000 | 392,000 | 538,000 | 299,000 |
| Noninterest expense | 1,095,000 | 2,170,000 | 3,815,000 | 5,770,000 |
| Provision for loan losses | 70,000 | 201,000 | -355,000 | 1,850,000 |
| Pretax income | -284,000 | -838,000 | -1,292,000 | -5,212,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -284,000 | -838,000 | -1,292,000 | -5,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,499,000 | 1,945,000 | 1,490,000 | -5,468,000 |
| Total capital | 3,202,000 | 2,604,000 | 2,129,000 | -5,468,000 |
| Risk-weighted assets | 53,944,000 | 50,409,000 | 49,541,000 | 40,445,000 |