Call reports 2026
EAST CAMBRIDGE SAVINGS BANK — 2026
What EAST CAMBRIDGE SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,668,521,000 | 1,664,735,000 |
| Total loans | 1,279,726,000 | 1,342,150,000 |
| Allowance for loan losses | 7,524,000 | 7,871,000 |
| Securities available for sale | 107,066,000 | 106,898,000 |
| Securities held to maturity | 38,887,000 | 35,384,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,338,961,000 | 1,339,596,000 |
| Interest-bearing deposits | 1,159,070,000 | 1,154,201,000 |
| Noninterest-bearing deposits | 179,891,000 | 185,395,000 |
| Equity capital | 154,507,000 | 156,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 18,092,000 | 36,695,000 |
| Interest expense | 8,312,000 | 16,282,000 |
| Net interest income | 9,780,000 | 20,413,000 |
| Noninterest income | 1,381,000 | 2,970,000 |
| Noninterest expense | 9,609,000 | 19,157,000 |
| Provision for loan losses | -111,000 | 242,000 |
| Pretax income | 1,690,000 | 4,003,000 |
| Income tax | 350,000 | 888,000 |
| Net income | 1,340,000 | 3,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 156,170,000 | 158,004,000 |
| Total capital | 164,057,000 | 166,246,000 |
| Risk-weighted assets | 1,084,652,000 | 1,155,053,000 |