Call reports 2011
EAST CAMBRIDGE SAVINGS BANK — 2011
What EAST CAMBRIDGE SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 811,162,000 | 803,568,000 | 816,769,000 | 803,587,000 |
| Total loans | 488,221,000 | 494,835,000 | 487,374,000 | 494,488,000 |
| Allowance for loan losses | 3,727,000 | 3,743,000 | 3,783,000 | 3,828,000 |
| Securities available for sale | 229,856,000 | 196,630,000 | 153,209,000 | 164,726,000 |
| Securities held to maturity | 9,927,000 | 13,532,000 | 14,775,000 | 20,212,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 694,879,000 | 691,515,000 | 704,381,000 | 690,650,000 |
| Interest-bearing deposits | 626,309,000 | 622,641,000 | 633,977,000 | 617,128,000 |
| Noninterest-bearing deposits | 68,570,000 | 68,874,000 | 70,404,000 | 73,522,000 |
| Equity capital | 82,742,000 | 84,920,000 | 85,861,000 | 83,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,171,000 | 16,371,000 | 24,124,000 | 31,811,000 |
| Interest expense | 1,963,000 | 3,796,000 | 5,496,000 | 6,996,000 |
| Net interest income | 6,208,000 | 12,575,000 | 18,628,000 | 24,815,000 |
| Noninterest income | 723,000 | 1,277,000 | 1,885,000 | 2,531,000 |
| Noninterest expense | 5,247,000 | 10,531,000 | 15,801,000 | 21,505,000 |
| Provision for loan losses | 34,000 | 67,000 | 101,000 | 134,000 |
| Pretax income | 1,781,000 | 3,500,000 | 4,886,000 | 6,497,000 |
| Income tax | 585,000 | 1,195,000 | 1,672,000 | 2,236,000 |
| Net income | 1,196,000 | 2,305,000 | 3,214,000 | 4,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,820,000 | 81,945,000 | 82,871,000 | 84,003,000 |
| Total capital | 84,894,000 | 86,066,000 | 86,880,000 | 88,083,000 |
| Risk-weighted assets | 444,981,000 | 445,319,000 | 425,566,000 | 443,418,000 |
Machine access — free, no API key
Every figure shown here about EAST CAMBRIDGE SAVINGS BANK — 2011 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.