Call reports 2021
CADENCE BANK, N.A. — 2021
What CADENCE BANK, N.A. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 18,791,544,000 | 18,674,970,000 | 19,735,912,000 |
| Total loans | 12,412,030,000 | 11,669,711,000 | 11,574,687,000 |
| Allowance for loan losses | 308,037,000 | 247,732,000 | 219,607,000 |
| Securities available for sale | 3,918,666,000 | 4,277,448,000 | 4,003,138,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 25,712,000 | 25,684,000 | 21,789,000 |
| Total deposits | 16,313,834,000 | 16,087,430,000 | 17,297,593,000 |
| Interest-bearing deposits | 10,756,493,000 | 10,416,100,000 | 10,973,853,000 |
| Noninterest-bearing deposits | 5,557,341,000 | 5,671,330,000 | 6,323,740,000 |
| Equity capital | 2,108,040,000 | 2,243,532,000 | 2,168,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 154,702,000 | 302,730,000 | 446,515,000 |
| Interest expense | 8,638,000 | 15,335,000 | 20,886,000 |
| Net interest income | 146,064,000 | 287,395,000 | 425,629,000 |
| Noninterest income | 36,929,000 | 78,637,000 | 115,830,000 |
| Noninterest expense | 96,252,000 | 195,577,000 | 310,762,000 |
| Provision for loan losses | -47,015,000 | -98,596,000 | -127,148,000 |
| Pretax income | 141,471,000 | 281,696,000 | 393,647,000 |
| Income tax | 31,662,000 | 63,668,000 | 89,793,000 |
| Net income | 109,809,000 | 218,028,000 | 303,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 2,061,364,000 | 2,166,194,000 | 2,127,771,000 |
| Total capital | 2,266,128,000 | 2,341,974,000 | 2,282,795,000 |
| Risk-weighted assets | 14,377,842,000 | 14,420,602,000 | 14,714,944,000 |