Call reports 2020
CADENCE BANK, N.A. — 2020
What CADENCE BANK, N.A. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 17,233,498,000 | 18,853,384,000 | 18,400,224,000 | 18,701,017,000 |
| Total loans | 13,430,412,000 | 13,737,728,000 | 13,519,656,000 | 12,766,147,000 |
| Allowance for loan losses | 245,246,000 | 370,901,000 | 385,412,000 | 367,160,000 |
| Securities available for sale | 2,461,644,000 | 2,661,433,000 | 3,088,699,000 | 3,332,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 42,235,000 | 42,892,000 | 39,650,000 | 33,463,000 |
| Total deposits | 14,628,092,000 | 16,217,322,000 | 15,953,929,000 | 16,228,140,000 |
| Interest-bearing deposits | 10,667,287,000 | 10,996,125,000 | 10,919,474,000 | 11,193,264,000 |
| Noninterest-bearing deposits | 3,960,805,000 | 5,221,197,000 | 5,034,455,000 | 5,034,876,000 |
| Equity capital | 2,210,566,000 | 2,130,461,000 | 2,144,051,000 | 2,184,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 192,754,000 | 369,928,000 | 540,427,000 | 711,166,000 |
| Interest expense | 35,557,000 | 54,367,000 | 67,596,000 | 78,238,000 |
| Net interest income | 157,197,000 | 315,561,000 | 472,831,000 | 632,928,000 |
| Noninterest income | 33,060,000 | 62,103,000 | 95,130,000 | 298,538,000 |
| Noninterest expense | 536,711,000 | 623,954,000 | 717,710,000 | 820,233,000 |
| Provision for loan losses | 83,429,000 | 242,240,000 | 275,213,000 | 278,048,000 |
| Pretax income | -427,444,000 | -485,183,000 | -422,180,000 | -159,956,000 |
| Income tax | -30,825,000 | -36,148,000 | -25,519,000 | 33,221,000 |
| Net income | -396,619,000 | -449,035,000 | -396,661,000 | -193,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,875,239,000 | 1,837,579,000 | 1,876,954,000 | 2,065,941,000 |
| Total capital | 2,050,683,000 | 2,050,895,000 | 2,089,772,000 | 2,270,138,000 |
| Risk-weighted assets | 15,524,084,000 | 15,024,382,000 | 14,973,389,000 | 14,287,729,000 |