Call reports 2017
CADENCE BANK, N.A. — 2017
What CADENCE BANK, N.A. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 9,704,613,000 | 9,796,704,000 | 10,487,123,000 | 10,932,664,000 |
| Total loans | 7,604,854,000 | 7,766,379,000 | 8,050,774,000 | 8,314,786,000 |
| Allowance for loan losses | 88,304,000 | 93,215,000 | 94,765,000 | 87,576,000 |
| Securities available for sale | 1,116,280,000 | 1,079,935,000 | 1,198,032,000 | 1,262,948,000 |
| Securities held to maturity | 425,000 | 425,000 | 425,000 | 290,000 |
| Trading assets | 2,714,000 | 2,926,000 | 3,241,000 | 3,884,000 |
| Total deposits | 7,888,799,000 | 8,084,666,000 | 8,656,593,000 | 9,166,392,000 |
| Interest-bearing deposits | 6,016,833,000 | 6,226,270,000 | 6,584,555,000 | 6,922,890,000 |
| Noninterest-bearing deposits | 1,871,966,000 | 1,858,396,000 | 2,072,038,000 | 2,243,502,000 |
| Equity capital | 1,340,778,000 | 1,434,359,000 | 1,470,641,000 | 1,488,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 89,619,000 | 188,995,000 | 288,497,000 | 396,866,000 |
| Interest expense | 10,469,000 | 23,140,000 | 37,175,000 | 53,292,000 |
| Net interest income | 79,150,000 | 165,855,000 | 251,322,000 | 343,574,000 |
| Noninterest income | 21,770,000 | 42,997,000 | 66,710,000 | 90,066,000 |
| Noninterest expense | 52,386,000 | 106,048,000 | 160,289,000 | 222,617,000 |
| Provision for loan losses | 5,786,000 | 12,487,000 | 14,210,000 | 9,735,000 |
| Pretax income | 42,829,000 | 90,154,000 | 143,371,000 | 201,142,000 |
| Income tax | 14,248,000 | 29,690,000 | 48,423,000 | 87,880,000 |
| Net income | 28,581,000 | 60,464,000 | 94,948,000 | 113,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,062,175,000 | 1,145,287,000 | 1,181,066,000 | 1,198,234,000 |
| Total capital | 1,176,677,000 | 1,264,250,000 | 1,301,128,000 | 1,311,375,000 |
| Risk-weighted assets | 9,088,754,000 | 9,207,713,000 | 9,655,433,000 | 10,019,414,000 |