Call reports 2016
CADENCE BANK, N.A. — 2016
What CADENCE BANK, N.A. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 8,978,716,000 | 9,203,118,000 | 9,425,319,000 | 9,515,975,000 |
| Total loans | 7,043,266,000 | 7,176,375,000 | 7,226,741,000 | 7,450,533,000 |
| Allowance for loan losses | 90,751,000 | 87,147,000 | 91,169,000 | 82,268,000 |
| Securities available for sale | 1,033,341,000 | 980,525,000 | 1,031,319,000 | 1,139,347,000 |
| Securities held to maturity | 550,000 | 550,000 | 550,000 | 425,000 |
| Trading assets | 7,260,000 | 8,649,000 | 6,817,000 | 3,076,000 |
| Total deposits | 7,420,212,000 | 7,726,237,000 | 7,973,034,000 | 8,070,644,000 |
| Interest-bearing deposits | 5,854,094,000 | 6,057,455,000 | 6,329,908,000 | 6,229,008,000 |
| Noninterest-bearing deposits | 1,566,118,000 | 1,668,782,000 | 1,643,126,000 | 1,841,636,000 |
| Equity capital | 1,322,897,000 | 1,351,328,000 | 1,347,662,000 | 1,315,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 80,622,000 | 163,528,000 | 248,182,000 | 335,250,000 |
| Interest expense | 8,806,000 | 17,966,000 | 27,718,000 | 37,782,000 |
| Net interest income | 71,816,000 | 145,562,000 | 220,464,000 | 297,468,000 |
| Noninterest income | 17,612,000 | 38,942,000 | 57,632,000 | 78,471,000 |
| Noninterest expense | 51,980,000 | 107,302,000 | 158,741,000 | 213,114,000 |
| Provision for loan losses | 10,472,000 | 24,943,000 | 54,570,000 | 49,348,000 |
| Pretax income | 27,040,000 | 53,342,000 | 67,254,000 | 117,213,000 |
| Income tax | 9,155,000 | 18,003,000 | 22,181,000 | 39,945,000 |
| Net income | 17,885,000 | 35,339,000 | 45,073,000 | 77,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 979,092,000 | 995,244,000 | 1,005,364,000 | 1,035,972,000 |
| Total capital | 1,095,561,000 | 1,108,396,000 | 1,122,127,000 | 1,144,519,000 |
| Risk-weighted assets | 8,532,488,000 | 8,734,219,000 | 8,636,557,000 | 8,968,411,000 |