Call reports 2015
CADENCE BANK, N.A. — 2015
What CADENCE BANK, N.A. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 8,122,602,000 | 8,226,472,000 | 8,248,548,000 | 8,790,472,000 |
| Total loans | 6,393,516,000 | 6,472,032,000 | 6,530,651,000 | 6,941,933,000 |
| Allowance for loan losses | 53,291,000 | 61,845,000 | 61,300,000 | 79,783,000 |
| Securities available for sale | 623,930,000 | 656,314,000 | 703,080,000 | 720,810,000 |
| Securities held to maturity | 670,000 | 670,000 | 670,000 | 550,000 |
| Trading assets | 5,946,000 | 4,463,000 | 6,748,000 | 4,703,000 |
| Total deposits | 6,770,142,000 | 6,766,149,000 | 6,857,316,000 | 7,037,191,000 |
| Interest-bearing deposits | 5,406,865,000 | 5,420,587,000 | 5,384,688,000 | 5,502,458,000 |
| Noninterest-bearing deposits | 1,363,277,000 | 1,345,562,000 | 1,472,628,000 | 1,534,733,000 |
| Equity capital | 1,266,556,000 | 1,273,434,000 | 1,297,820,000 | 1,291,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 73,009,000 | 146,315,000 | 219,033,000 | 293,212,000 |
| Interest expense | 6,774,000 | 13,537,000 | 20,580,000 | 27,683,000 |
| Net interest income | 66,235,000 | 132,778,000 | 198,453,000 | 265,529,000 |
| Noninterest income | 17,598,000 | 36,648,000 | 54,775,000 | 71,066,000 |
| Noninterest expense | 57,457,000 | 114,990,000 | 172,421,000 | 225,215,000 |
| Provision for loan losses | 1,104,000 | 10,286,000 | 14,290,000 | 35,984,000 |
| Pretax income | 26,087,000 | 44,968,000 | 67,707,000 | 76,567,000 |
| Income tax | 9,628,000 | 16,449,000 | 24,323,000 | 26,837,000 |
| Net income | 16,459,000 | 28,519,000 | 43,384,000 | 49,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 929,607,000 | 942,782,000 | 961,033,000 | 963,296,000 |
| Total capital | 1,008,334,000 | 1,030,147,000 | 1,048,135,000 | 1,068,487,000 |
| Risk-weighted assets | 7,733,153,000 | 7,741,565,000 | 7,866,448,000 | 8,317,138,000 |