Call reports 2014
CADENCE BANK, N.A. — 2014
What CADENCE BANK, N.A. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 6,679,924,000 | 7,032,644,000 | 7,266,342,000 | 7,925,450,000 |
| Total loans | 5,138,014,000 | 5,356,012,000 | 5,682,830,000 | 6,201,716,000 |
| Allowance for loan losses | 47,118,000 | 46,725,000 | 49,427,000 | 53,520,000 |
| Securities available for sale | 459,927,000 | 442,942,000 | 587,871,000 | 552,397,000 |
| Securities held to maturity | 780,000 | 780,000 | 780,000 | 670,000 |
| Trading assets | 2,857,000 | 3,579,000 | 4,105,000 | 3,925,000 |
| Total deposits | 5,532,223,000 | 5,839,567,000 | 5,975,081,000 | 6,601,309,000 |
| Interest-bearing deposits | 4,437,921,000 | 4,525,841,000 | 4,683,753,000 | 5,133,385,000 |
| Noninterest-bearing deposits | 1,094,302,000 | 1,313,726,000 | 1,291,328,000 | 1,467,924,000 |
| Equity capital | 1,092,506,000 | 1,108,061,000 | 1,168,085,000 | 1,229,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 68,070,000 | 140,438,000 | 209,754,000 | 287,333,000 |
| Interest expense | 4,657,000 | 9,672,000 | 15,249,000 | 21,079,000 |
| Net interest income | 63,413,000 | 130,766,000 | 194,505,000 | 266,254,000 |
| Noninterest income | 16,281,000 | 32,991,000 | 48,092,000 | 69,584,000 |
| Noninterest expense | 58,986,000 | 121,066,000 | 178,194,000 | 242,081,000 |
| Provision for loan losses | 5,175,000 | 6,340,000 | 9,741,000 | 14,118,000 |
| Pretax income | 15,515,000 | 36,330,000 | 54,645,000 | 80,298,000 |
| Income tax | 5,636,000 | 13,364,000 | 20,312,000 | 30,106,000 |
| Net income | 9,879,000 | 22,966,000 | 34,333,000 | 50,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 711,759,000 | 731,496,000 | 802,607,000 | 878,365,000 |
| Total capital | 759,229,000 | 778,589,000 | 877,463,000 | 957,342,000 |
| Risk-weighted assets | 5,965,569,000 | 6,202,665,000 | 6,766,018,000 | 7,430,710,000 |