Call reports 2013
CADENCE BANK, N.A. — 2013
What CADENCE BANK, N.A. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 5,778,791,000 | 5,882,111,000 | 6,209,375,000 | 6,438,028,000 |
| Total loans | 4,087,062,000 | 4,245,318,000 | 4,482,177,000 | 4,866,441,000 |
| Allowance for loan losses | 37,854,000 | 45,376,000 | 42,751,000 | 44,269,000 |
| Securities available for sale | 579,331,000 | 539,559,000 | 556,351,000 | 477,010,000 |
| Securities held to maturity | 875,000 | 875,000 | 875,000 | 780,000 |
| Trading assets | 1,114,000 | 1,604,000 | 2,590,000 | 2,288,000 |
| Total deposits | 4,790,914,000 | 4,890,143,000 | 5,128,315,000 | 5,352,334,000 |
| Interest-bearing deposits | 3,716,021,000 | 3,863,729,000 | 4,095,483,000 | 4,117,883,000 |
| Noninterest-bearing deposits | 1,074,893,000 | 1,026,414,000 | 1,032,832,000 | 1,234,451,000 |
| Equity capital | 935,638,000 | 936,655,000 | 1,016,440,000 | 1,020,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 69,226,000 | 138,225,000 | 207,379,000 | 274,758,000 |
| Interest expense | 3,733,000 | 7,583,000 | 11,836,000 | 16,234,000 |
| Net interest income | 65,493,000 | 130,642,000 | 195,543,000 | 258,524,000 |
| Noninterest income | 15,376,000 | 28,725,000 | 44,601,000 | 54,954,000 |
| Noninterest expense | 63,686,000 | 126,902,000 | 190,927,000 | 249,064,000 |
| Provision for loan losses | 7,746,000 | 15,774,000 | 15,655,000 | 18,601,000 |
| Pretax income | 9,437,000 | 16,887,000 | 33,907,000 | 48,684,000 |
| Income tax | -179,000 | -325,000 | -63,234,000 | -55,042,000 |
| Net income | 9,616,000 | 17,212,000 | 97,141,000 | 103,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 567,942,000 | 577,058,000 | 610,764,000 | 632,727,000 |
| Total capital | 606,380,000 | 623,080,000 | 654,041,000 | 677,502,000 |
| Risk-weighted assets | 4,391,301,000 | 4,647,505,000 | 5,089,474,000 | 5,611,397,000 |